Victims of payday loans are stuck in a loop, that is incredibly hard to leave. Hidden fees constantly make poor clients take out more loans. The debts then pile up and lenders even after they thought they had nothing left to lose. This sad predicament tends to lead to bankruptcy, but it doesn't have to. The mistake that debtors regularly make is not asking for help, and it is an understandable precaution to take after a failed venture with a company. This is what payday loan companies count on, you never trusting anyone else so that you stay trapped with them.