International Health Plans. Com

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Whether you travel for business or pleasure, international travel involves risk. You may arrive at your destination to find that your luggage with personal items has disappeared. A personal emergency may necessitate your early return to your Home Country. A medical emergency may require hospitalization or even air evacuation.

In most cases, your existing insurance will not provide adequate protection for these and other risks. Without appropriate travel insurance, you may be exposed to significant financial liability. We have several plans designed to take the risks out of international travel, so you can have an enjoyable and productive trip.

Who Is The Insurer?
Plan AdministratorHCC Medical Insurance Services, LLC (HCCMIS), headquartered in Indianapolis, Indiana, is a full service organization offering a comprehensive portfolio of insurance products designed specifically to address the insurance needs of consumers worldwide. HCCMIS is a subsidiary of HCC Insurance Holdings, Inc. (NYSE: HCC), a leading international specialty insurance group headquartered in Houston, Texas. As of December 31, 2009, HCC had assets of $8.8 billion and shareholders' equity of $3.0 billion. HCC's major domestic and international insurance companies have a financial strength rating of "AA (Very Strong)" from Standard & Poor's Corporation. HCC's major domestic insurance companies have a financial strength rating of "AA (Very Strong)" from Fitch Ratings, "A1 (Good Security)" from Moody's Investors Service, Inc., and "A+ (Superior)" by A.M. Best Company, Inc.

Individual Travel Medical - Unlike many travel plans, this insurance provides coverage for high-cost medical conditions, access to healthcare worldwide, including the US and Canada, combined with important travel benefits such as emergency evacuation, lost luggage, trip interruption and 24-hour assistance.

1 - Atlas International - Up to $1,000,000 in short-term coverage for US and non-US citizens traveling abroad for work or pleasure. Coverage periods are from 5 days up to 12 months. Can be renewed for up to a total of 36 months.

2 - Atlas America - Up to $1,000,000 in short-term coverage for non-US citizens traveling to the US for work or pleasure. Coverage periods are from 5 days up to 12 months.

Individual Major Medical - Annually renewable for individuals and families, Coverage is available for US citizens overseas and non-US citizens anywhere, including the US.

1 - CitizenSecure (SM) - This plan is one of the most comprehensive medical products available featuring a $5,000,000 lifetime limit, worldwide medical coverage, maternity benefits, mental health benefits, wellness benefits, and Emergency Evacuation benefits. CitizenSecure offers two coverage areas: including the US and Canada and excluding the US and Canada. If you desire worldwide coverage, select the "Including the US and Canada" option. If you do not need or desire coverage in the US or Canada, you may obtain lower premiums by selecting the "Excluding the US and Canada" option.

2. CitizenSecure (SM) Economy - This is a schedule benefits, offering specific benefit amounts for specific services, while providing worldwide, comprehensive coverage. CitizenSecure Economy is suitable if you are residing abroad and on a tighter budget.