Consumer Credit Counseling

Information may not be reliable

At CCCS we can provide you with the best program options to eliminate your debt and restore your credit in the entire industry. Our certified counselors are experienced professionals. We care about our client's needs. You will find no other agency that can better serve you.
Debt Management Program

Online Bankruptcy Counseling
Consumer Credit Counseling Service of West Florida is approved to issue certificates in compliance with the bankruptcy code. Approval does not endorse or insure the quality of an agency's service. Before you begin the online process, please make sure that you are from one of our authorized bankruptcy districts. Look at the list to the left to see available districts. Identification is required for all individuals taking the classes via the Internet. We ask that each person wishing to take our Internet class provide their name, address, phone number, driver's license number, and state of issuance at the time the appointment is set up. This information is recorded in our system. The cost for Pre-Filing is $50.00 and the cost for Pre-Discharge is $35.00. The fee will be waived in hardship cases. Please call 850-434-0268 to request your fee waiver form.

1. Download the required AFFIDAVIT FOR BANKRUPTCY EDUCATION form, complete it and return with copy of PHOTO ID to: P.O. BOX 950, Pensacola, FL 32591, or fax to 850-432-5078, or scan and e-mail to in info@cccswfl.org

3. If you need help, call 1-800-343-3317 to speak with Customer Service Representative.
4. After the student finishes the class online, a counselor will check and review the time spent on the course to make sure it is sufficient to cover the time requirement.

5. Certificates for our Bankruptcy classes will be issued within 72 hours of course completion. They will be delivered during regular business hours of 8-4:30 CST M-F. The method of delivery is selected during student registration. The options available for delivery are: email, fax or mail. If you choose fax, please be sure to include the fax number.