Rick Gibbs Insurance

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Welcome to Rick Gibbs, PA Insurance Agency

With all the challenges facing organizations and families today, no one has time to become an insurance expert. Instead, you need an experienced team who can analyze the various options open to you -- both insurance and non-insurance options -- and suggest the best alternatives for your needs. Then you're in a position to make a knowledge-based decision. That's the kind of team you'll find at Rick Gibbs, PA Insurance Agency.

Flood Insurance

Even if your home or business is located away from water or is covered by a homeowner or business insurance policy, you may still need Flood Insurance. Groundwater flooding can cause damage to buildings on higher ground many miles from a body of water and over 20 percent of Flood Insurance claims originate from areas that are not considered to be high flood-risk. Homeowner and business insurance policies generally exclude flood and related losses because of the catastrophic nature of floods. Affordable Flood Insurance protection is available and is often an important component of a sound insurance program.