Workers Compensation Insurance

Information may not be reliable

Contractors 1st Insurance specializes in Workers Compensation Insurance for Contractors, and have done so for over 30 years.  We work with over 100 "A" rated carriers to help find you affordable Workers Comp coverage.  Our Contractor Specialists  will work one on one with you to find the best insurance solution for the unique needs of your business. If your are new to the business, have no prior coverage, or experience modification errors our certified brokers  will work to get you low cost Workers Compensation Insurance that will protect your company.

Not every state requires that you have Workers Comp Insurance.  Regulations vary from state to state but in general you are required to carry coverage if you employee more than 3 to 5 workers.  Even if you are not required to have coverage it is smart to protect your company from a litigious society.  Just because you are not required to carry Workmans Comp Insurance does not mean you are not liable if injury or illness occurs on the job. Workers Compensation Insurance for Contractors is a policy that includes 2 separate coverages: Workers Compensation and employers liability.  Workers Compensation coverage applies to injury or disease to the employee resulting from work related activities.  The insurance company will pay benefits to the employee specified under the law.  Employers liability coverage protects the employer from employee work-related injury or illness. which is not paid under Workers Compensation Coverage. 

State Coverages:

• Arizona Workers Compensation Insurance
• California Workers Compensation Insurance
• Florida Workers Compensation Insurance
• Louisiana Workers Compensation Insurance
• Mississippi Workers Compensation Insurance
• Nevada Workers Compensation Insurance
• Tennessee Workers Compensation Insurance
• Texas Workers Compensation Insurance