Full Service Water Removal and Mold Remediation Company
Water damage is a complex issue for condominium building managers and property owners. Whether it stemmed from a ceiling leak, a damaged pipe, a sewer backup or a flooding event, water damage presents a lot of hazards to tenants, posing threats to human health, damaging building materials and racking up thousands of dollars in
water damage restoration and
mold remediation costs.
When it comes to condominium water damage repair and cleanup, only depend on a trusted restoration professional like
ServiceMaster by Wright in
Fort Myers, Florida. Our experts discuss condominium water damage causes, solutions and insurance coverage below.
Common Causes of Water Damage in Condominiums
- Bath, washing machine or dishwasher overflow
- Defective or outdated hot water tank
- Defective seals and washers in and around sanitary equipment (such as a bath or shower)
- Defective window caulking
- Pipe blockage or failure
- Negligence (such as a window or a faucet left open)
- Sewer backup or blockage
- Walls or roofs that are not watertight
Water damage could affect the following:
- Bathrooms
- Bedrooms
- Carpets
- Ceiling
- Closets
- Drywalls
- Hallway
- Kitchen
- Laundry room
- Living room
- Tiles
Does Condo Insurance Cover Water Damage?
- The Insurance Information Institute (III) reports that homeowners or renters insurance may provide coverage for water damage caused by burst pipes, ice dams and rain.
- Flooding events, however, are not covered by basic homeowners insurance. This would require a separate policy or additional coverage.
- Condominium owners are the ones responsible for securing insurance for their own unit, according to the National Association of Insurance Commissioners (NAIC).
- Your condominium insurance policy will typically cover water damage from accidental events and not from typical wear and tear, neglect or maintenance issues.
- Always check your insurance policy to check which damages are covered so you can secure additional coverage as necessary.
How to Deal with Water Damage in Condominiums
Time is a crucial factor when dealing with water damage. Condominium owners should deal with water damage as a multi-step strategy that starts with prevention. In the end, water damage is a result of factors that you, the building owner, can immediately manage to prevent tenant complaints, health issues and expensive structural damage down the line.
1. Let your neighbor know about the damage. The upstairs neighbor might not know there’s a problem, so reach out. Explain the extent of water damage in your condo and the need to make repairs as quickly as possible.
2. Inform the building contractor. If the neighbor can’t stop the leak, alert building maintenance right away. Make sure they understand the potential damage and how it can affect other units.
3. Call your insurance agent. Don’t assume the owners of the upstairs condo or your homeowners association (HOA) will reimburse you for water damages. Call your insurance agent and start the claims process.
4. Always review the HOA Policy. Contact your HOA and request two copies of their master insurance policy. Forward one to your insurance agent so that they can determine its coverage and any HOA liability.
5. Call a professional water damage restoration company. Extensive water damage needs to be handled by
certified restoration technicians like
ServiceMaster by Wright.
Water damage restoration following water damage is a special discipline and should only be carried out by a qualified water damage restoration company who fully understands the importance of the process. Ignoring the blurred line between a specialist and a builder may lead to further and possibly more serious secondary problems during the drying out period.
Schedule an Appointment With Our Water Damage Restoration Experts
Condominium water damage is a serious threat to your property, especially for Florida snowbirds who may not be present to deal with the damage firsthand. If you suspect water damage in your condominium, then you must contact professional
water damage restoration experts to
schedule on-site inspection and estimate.
ServiceMaster by Wright is available
24 hours a day, 7 days a week to respond to water damage emergencies in
Bonita Springs,
Bradenton,
Cape Coral,
Captiva,
Englewood,
Estero,
Fort Myers,
Iona,
LaBelle,
Lehigh Acres,
Longboat Key,
Marco Island,
Naples,
North Port,
Port Charlotte,
Punta Gorda,
San Carlos Park,
Sanibel Island,
Sarasota,
Siesta Key, and
Venice,
Florida.